A new year. A new beginning. A fresh start. Now is the perfect time to set some resolutions for life. There are many types of resolutions - some about health, and others about travel or starting a business. We've shared a few resolutions that would be highly beneficial for Florida homeowners.
#1. Set aside a budget for home improvements.
You can positively affect the value of your home by creating a yearly budget strictly for maintenance and home improvements. Make sure you check for damage on a regular basis. Minor issues can turn into very costly repairs if they are not addressed promptly.
#2. Bump up your mortgage payments.
You can cut years off of your mortgage period just by making one small extra mortgage payment every month.
#3. Make your home smarter.
There are simple ways to be more energy efficient such as switching out your incandescent light bulbs for LED and investing in timers for your lights and thermostat.
#4. Rediscover your homeowners insurance.
The beginning of the year is the perfect time to review your policy. There may things that you can do that can lower your premium or your deductibles. Ask your agent to go over your policy with you and make sure that you keep a complete documented inventory of the contents of your home.